Trusted by small businesses since 2016
Secure the Best Funding for Your Small Business
Since 2016, Core Business Capital has helped thousands secure SBA Loans, Term Loans, and more across all 50 states.
- One application for many funding options
- Applying does not affect your credit score
- Save your progress and resume anytime
5.0
Google rating
- In business since
- 2016
- Funding range
- $5K–$5M
- States served
- 50
- Google rating
- 5.0
Rated and secured by
Financing programs
Our Financing Programs
Eight ways to fund your growth — and one application to see everything you qualify for.
U.S. SBA Loans
Government-backed, long-term financing with the lowest rates for expansion, real estate, and acquisitions.
- Up to $5M
- Prime + 2–4%
Term Loans
Fixed-cost funding with predictable payments for growth, equipment, or debt consolidation.
- $10K–$500K
- Funded in 2–3 days
Equipment Financing
Acquire new or used machinery without draining cash — the equipment itself secures the financing.
- Up to 100% financed
- Up to 84 months
Working Capital Loans
Fast capital for payroll, inventory, marketing, and day-to-day operations.
- $15K–$1M
- Funded in 1–3 days
Lines of Credit
Revolving credit you draw as needed — ideal for seasonal swings and unexpected expenses.
- Up to $250K
- Pay interest only on draws
Invoice Financing
Turn unpaid B2B invoices into immediate cash flow without taking on new debt.
- Advance up to 90% of invoice value
Payroll Financing
Meet payroll on time, every time, by advancing against your future receivables.
- Advance against future receivables
Business Cash Advances
Immediate funding based on your sales, with minimal paperwork and no fixed repayment schedule.
- Up to $1M
- Funded in 24–48 hours
Our mission
Secure the longest term and lowest cost financing available for small business owners.
Asegurar el financiamiento con el plazo más largo y el costo más bajo disponible para los propietarios de pequeñas empresas.
Core Business Capital · In business since 2016
How it works
From application to funding in three steps
1. Apply once, online
Complete one secure application in minutes. Save your progress and come back anytime.
2. Get matched
Our specialists review your profile and match you with the programs offering the longest terms and lowest cost.
3. Get funded
Compare your options, choose the best fit, and receive funds — in as little as 24–48 hours for some programs.
Applying will not affect your credit score
Why Core Business Capital
Financing advice built around your bottom line
Apply now for the best terms on SBA Loans, Cash Advances, and more. Our process is fast, secure, and tailored for your business.
Longest terms, lowest cost
We start with the most affordable options you qualify for — like SBA and term loans — before anything else.
No impact on your credit
Pre-qualification uses a soft pull. A hard inquiry only happens when you move forward to final approval.
One application, every option
A single application unlocks eight financing programs, so you can compare instead of starting over.
Guidance in English or Spanish
Work with real specialists who walk you through every step, from application to closing.
SBA loan calculator
U.S. SBA Loan Calculator
Calculate your estimated monthly payments for a 10-year SBA loan
Enter amount up to $5,000,000
- Loan Term
- 10 Years
- Interest Rate
- 9.25% APR
Current Rate: WSJ Prime (6.75%) + 2.5% = 9.25% APR
Estimated Monthly Payment
$3,200.82
- Avg. Annual Interest
- $13,410
- Total interest
- $134,098
- Total repaid
- $384,098
Ready to secure your SBA loan? Apply now to get started!
* This calculator provides an estimate only. Actual rates, terms, and monthly payments may vary based on creditworthiness, collateral, and other factors. WSJ Prime Rate subject to change. Contact us for a personalized quote.
Interested in an SBA Loan?
Documentation Superpowers at Your Fingertips
Complete your SBA Form 413 Personal Financial Statement with our AI-powered assistant. Available in English and Spanish, optimized for mobile devices, and designed with bank-grade security to protect your financial data.
- Quick & EasyComplete your PFS in minutes with AI guidance
- Mobile FriendlyWorks perfectly on any device, anywhere
- BilingualAvailable in English and Spanish
- SecureBank-grade encryption protects your data
Client reviews
Customer Reviews
See what our satisfied clients say about our business funding solutions
FAQ
Frequently asked questions
What types of business loans does Core Business Capital offer?
We offer 8 financing programs: SBA Loans, Term Loans, Equipment Financing, Working Capital Loans, Lines of Credit, Invoice Financing, Payroll Financing, and Business Cash Advances.
How much funding can I get?
We offer funding from $5,000 up to $5,000,000 depending on the program and your business qualifications. SBA loans can go up to $5 million, while other programs vary in maximum amounts.
Does applying for a loan affect my credit score?
Initial pre-qualification does not affect your credit score (soft pull). We only do a hard credit inquiry when you move forward to final approval, which minimizes credit impact during the shopping phase.
How long does it take to get approved?
Approval times vary by program. Cash advances can be approved in 24-48 hours, while SBA loans typically take 30-90 days due to government requirements. Our team works to expedite every application.
What documents will I need?
It depends on the program. Many programs only require recent business bank statements, while SBA loans also require tax returns and financial statements. Each program page lists the exact documentation required.
What states does Core Business Capital serve?
We serve small businesses in all 50 US states from our Colorado base. Whether you're in California, Texas, New York, or any other state, we can help you secure funding.
Ready to Secure Funding?
Apply now for the best terms on SBA Loans, Cash Advances, and more. Our process is fast, secure, and tailored for your business.
- Quick pre-approval in minutes
- No hard credit pull
- Serving all 50 states since 2016